By Regulation
PCI-DSS Compliance
PCI-DSS sets global requirements for the protection of payment card information and is enforced across industries that store, process, or transmit cardholder data. Mage Data helps organizations achieve PCI compliance through automated discovery, tokenization, and real-time masking of PANs and other sensitive payment data—reducing scope and enhancing security posture across all environments.
How Mage Data Helps
PCI-DSS applies to every organization that stores, processes, or transmits cardholder data. Mage Data discovers credit card numbers, CVVs, and other payment data across databases, files, logs, and cloud environments.
By masking cardholder data in non-production environments and monitoring access in production, Mage Data helps reduce your PCI-DSS scope and simplify compliance assessments.
Key Challenges We Solve
- Requirement 3 -- Protect stored cardholder data
- Requirement 6 -- Develop and maintain secure systems
- Requirement 7 -- Restrict access to cardholder data
- Requirement 10 -- Track and monitor all access
Key Capabilities
PCI-DSS Compliance Overview
PAN/CVV anonymization
Permanently mask or tokenize Primary Account Numbers and Card Verification Values to eliminate storage risk.
Format-preserving obfuscation
Protect payment card data while keeping its structure intact for testing and transaction processing.
Referential data integrity
Maintain consistent masking across diverse financial systems to ensure data relationships are preserved.
PCI-compliant configurations
Deploy auditing and protection rules specifically designed to meet Payment Card Industry standards.
Frequently Asked Questions
The cardholder data environment, or CDE, is the people, processes and system components that store, process or transmit cardholder data or sensitive authentication data. Systems connected to it are also in scope, so the size of the CDE determines how much of an organization an assessment has to cover — and shrinking it is the single biggest lever on assessment cost.
PCI DSS applies to systems that store, process or transmit cardholder data. Replacing primary account numbers with non-sensitive surrogates in an environment removes it from scope and reduces the systems an assessment covers. Mage Data does this across databases, files and applications from one policy, so every non-production environment drops out of the CDE at once.
Truncation permanently removes digits. Masking hides digits from display while the full value may still be stored. Tokenization substitutes a surrogate that can be mapped back through a secure mechanism. PCI DSS treats the three differently, so the choice affects scope. Mage Data offers all three — including vaultless format-preserving tokenization that passes Luhn checks — so each environment gets the treatment that fits.
PCI DSS v4.0 Requirement 6.5.5 states that live primary account numbers are not used in pre-production environments, except where those environments are included in the CDE and protected in accordance with all applicable requirements. Most organizations therefore use masked, tokenized or synthetic card data instead — which Mage Data generates with valid formats and check digits, so payment testing still works end to end.
Mage Data locates cardholder data across databases and files, replaces it with format-preserving surrogates in environments that do not need the real values, restricts and monitors access where it does, and produces records of what was found and what was applied — giving the assessor the evidence and the bank a smaller CDE.
Reduce PCI-DSS Scope & Complexity
See how Mage Data helps organizations discover, protect, and monitor cardholder data to simplify PCI-DSS compliance.